Welcome to Peoples Bank & Trust. We are a locally owned community bank founded in 1954 at Pana, Illinois with facilities located in Pana, Tower Hill, Taylorville, Altamont and Springfield. Peoples Bank & Trust is proud of its past service to these communities, and is looking forward to embracing cutting edge technology and innovations that will allow us to continue to serve our customers in the future.		The staff of Peoples Bank & Trust is pleased to offer you this web site and the products found within to aid in your financial goals and security. If you would like to inquire about any products offered by Peoples Bank & Trust, please feel free to contact us by e-mail at info@bankpbt.com, by telephone at 888.728.1954 or fax 217-562-4445
Larry D. Beaty Michael E. Beyers David R. Fines John Gardner Barry V. Heaton George Hiler James D. Randolph Michael M. Trexler Robert R. Zueck David Slater
• Peoples Bank & Trust is owned by the holding company People First Bancshares, Inc. • The holding company is locally owned by shareholders in the communities that Peoples Bank & Trust serve.		PRESS RELEASE For Immediate Release: For Additional Information Contact: John Gardner, President and CEO Phone: (888) PBT-1954 Peoples Bank & Trust Acquires Citizens National Bank Branch in Charleston PANA, IL – John Gardner, CEO of Peoples Bank & Trust in Pana, IL, and Bill Minnis, CEO of Citizens National Bank in Paris, IL, are pleased to announce an agreement for Citizens National Bank to transfer its Charleston, IL branch to Peoples Bank & Trust. The agreement is subject to regulatory approval and is expected to close early this summer. “This is a new opportunity for us to serve more customers and another community. We’re eager to get to know our new customers in Charleston,” said Gardner. “Our motto is, ‘We Put People First’, and we’ll work to do that in Charleston just as we have in each of our other banking communities. As part of the agreement, Peoples Bank & Trust and Citizens National Bank also announced that all of the existing staff at the Charleston branch will be retained as part of the transaction. Both organizations believe the most important relationships in banking are the personal relationships between the customer and the bank employees that serve their financial needs. “Aside from the opportunity to be part the Charleston community, we’re excited about the opportunity to have the outstanding employees of the Charleston branch join our existing team. Respecting the relationships the staff has with their customers is our first step toward providing outstanding customer service,” continued Gardner. “We’ve always believed that personal relationships, trust, and dedication to our customers and communities are the foundation of community banking, and this decision reinforces that commitment.” In the coming weeks, customers in Charleston will receive additional specific information explaining the transition before the actual transition date. The Charleston location represents the sixth branch for Peoples Bank & Trust, which has assets of $215 million. The locally owned and managed, independent community Bank was founded in 1954 and provides outstanding customer service to consumers, small business, and farmers in Central Illinois. Citizens National Bank is not transferring any of its other branches as part of this transaction. The bank will continue operations as usual at its branches in Paris, IL, Oakland, IL, and Terre Haute, IN. “The banking environment has provided opportunities and challenges for banks to rethink the way they do business,” Minnis said. “Customer service and efficiencies are elements that have influenced our decision to transfer the Charleston branch to Peoples Bank & Trust. We will continue to focus on and offer core banking products and services in the Paris and Oakland, IL and Terre Haute, IN markets.” Peoples Bank & Trust’s other offices are located in Pana, Taylorville, Altamont, Tower Hill, and Springfield. People First Bancshares, Inc., with corporate offices in Pana, Illinois, is the holding company for Peoples Bank & Trust. For more information about Peoples Bank & Trust, visit www.bankpbt.com. ______________________________________ Peoples Bank & Trust 200 S. Locust St., Pana, IL 62557 888-728-1954 Citizens National Bank 110 W. Court St., Paris, IL 61944 800-465-7641 May 4, 2010 Dear Valued Customer: We would like to introduce you to Peoples Bank & Trust. Peoples Bank & Trust and Citizens National Bank entered into a purchase agreement, which affects accounts you hold at the Citizens National Bank in Charleston, Illinois. The Citizens National Bank branch located in Charleston will become a branch of Peoples Bank & Trust effective at the close of regulatory approval, which we expect early this summer. You will be officially notified when change occurs. At the close of the transaction, your accounts and loans held at this branch will become accounts of Peoples Bank & Trust. Peoples Bank & Trust will work to ensure your new accounts have similar account services and fee structures. You can expect more information from Peoples Bank & Trust, including a Welcome Guide, to explain this transition in greater detail. In addition, you will receive an additional update from Peoples Bank & Trust in May regarding the status of this transaction. In the meantime Citizens National Bank will continue to provide the service you know and expect. In the meantime, As the transition concludes, here is what you can expect as part of this change: •The current Citizens National Bank branch staff in Charleston will become employees of Peoples Bank & Trust and continue to provide you with faces and names you trust, a smile you know, and the professional, courteous service you expect. Peoples Bank & Trust is extremely excited to have the Charleston branch staff as part of their team. •The Charleston branch will remain in operation by Peoples Bank & Trust after the close of this transaction. The branch is not closing. Peoples Bank & Trust is looking forward to serving customers in the Charleston area and being a devoted member of the community. •Peoples Bank & Trust is stable, financially strong and has many similarities to the mission and philosophies of Citizens National Bank, including serving similar customers and having a commitment to relationship banking. •This transaction only affects the Citizens National Bank branch in Charleston. Other Citizens’ Citizens National Bank branches in Paris, Oakland and Terre Haute are not included in this transaction and remain in operation. •Further details about your accounts and the products and services offered by Peoples Bank & Trust will be included in the upcoming Welcome Guide. We want to assure you of the security and stability of your accounts going forward. Citizens National Bank has valued your business and is happy to have Peoples Bank & Trust as a partner in this transaction. Peoples Bank & Trust is stable, financially strong and has many similarities to the mission and philosophies of Citizens National Bank, including serving similar customers and having a commitment to relationship banking. Peoples Bank & Trust, headquartered in Pana, Ill., has four other locations in Taylorville, Springfield, Altamont and Tower Hill. As a locally owned, community bank since 1954, it has more than $215 million in assets and a tremendous history of providing financial solutions for individuals, farmers, commercial businesses and municipal organizations. We believe you’ll find that Peoples Bank & Trust is true to its motto of, We Put People First. If you have questions or concerns about this transaction, please contact William Minnis, Citizens National Bank at 1-800-465-7641. You are also welcome to speak with John Gardner at Peoples Bank & Trust by calling, (866) 670-3455. Feel free to learn more about Peoples Bank & Trust by visiting their website, www.bankpbt.com. We believe you will find Peoples Bank & Trust to be a personable and valued financial partner. Sincerely, John Gardner President & CEO Peoples Bank & Trust William C. Minnis President & CEO Citizens National Bank Member FDIC and Equal Housing Lender ____________________________________ For Immediate Release: For Additional Information Contact: John Gardner, President and CEO Phone: (888) PBT-1954 PEOPLE FIRST BANCSHARES INC. REPORTS BALANCED SUPPORT OF CUSTOMERS, COMMUNITIES AND SHAREHOLDERS People First Bancshares, Inc. held its annual meeting of shareholders on March 31, 2010 at Peoples Bank & Trust in Pana, IL. During the meeting, James D. Randolph and David R. Fines were reelected to three year terms as directors of the Bank and Holding Company. Other directors of the Bank and Holding company are Larry D. Beaty, George Hiler, David Slater, Michael E. Beyers, Michael M. Trexler and John Gardner. Barry V. Heaton and Robert Zueck were appointed to serve as Director Emeritus. Larry D. Beaty, Chairman of the Board, presided over the meeting and recognized Barry V. Heaton for thirteen years of distinguished service to the Bank and its communities. Beaty also recognized a number of newly appointed and promoted officers of the Bank: David C. Stake, Community Bank President, Nancy Richards, Vice President, Credit Officer, Lisa Henschen, Vice President, Credit Administration Manager, Jennifer Nagle, Assistant Vice President, Consumer Banking, and Maggie Zahradka, Assistant Vice President, Operations. During the report of operations, Craig W. Deere, Vice President, Finance, reported that the holding company recently completed its third consecutive year of record net income, earnings per share, book value per share, total loans, total deposits and total assets. Deere also report that a record level of customers, 99%, ranked their service experience with the Bank as “Good” or “Excellent” in 2009. Deere stated, “While we are pleased to provide our shareholders with outstanding financial results and provide our customers with outstanding personal service, we are equally pleased to provide outstanding support to our communities.” In addition to the countless hours of volunteer service provided by Bank employees, Deere reported tangible community benefits of the Bank’s operations. The Bank made $17.2 million in loans under three federally guaranteed business loan programs resulting in the creation or retention of 515 jobs in our communities. The Bank helped ten low income families purchase their homes with $40,000 in grant assistance through the Down Payment Plus Program. With another federal government guaranteed loan program, the Bank provided 100% financing to twenty-one low to moderate income families to help make home ownership possible. The Bank helped nearly 146 families refinance their homes and lock in historically low fixed interest rates. These low cost, fixed interest rate mortgages will significantly assist these families in meeting their financial goals. Deere concluded, “We believe that our record financial results were the result of our balanced focus on customer satisfaction and community support.” Peoples Bank & Trust is a locally owned and managed, independent community Bank with five offices located in Pana, Taylorville, Altamont, Tower Hill, and Springfield. Peoples is a full service Bank offering outstanding customer service to consumers, small business, and farmers in Central Illinois. People First Bancshares, Inc., with corporate offices in Pana, Illinois, is the holding company for Peoples Bank & Trust. ________________________________________ May 5, 2010 To the Shareholders of People First Bancshares, Inc.: The Board of Directors of People First Bancshares, Inc. is pleased to announce an agreement to acquire the Charleston, IL branch of Citizens National Bank of Paris. The agreement is subject to regulatory approval and is expected to close early this summer. The terms of the agreement generally call for our bank to assume the branch deposits, acquire branch loans, real estate and other fixed assets. The acquisition involves approximately $50 million in customer deposit and approximately $20 million in customer loans. Aside from an opportunity for profitable bank growth, the proposed transaction will also provide the following benefits: •Diversification of our bank’s sources of deposit funds; •Elimination of our bank’s funding dependency from wholesale sources; and •Reduction in the volatility of our bank’s funding cost and funding availability. Additionally, we are excited to offer employment to all of the existing Charleston branch staff. These employees are respected local bankers with strong customer relationship and positions of leadership within the Charleston community. They should be great additions to our team. Please contact John if you have any questions related to this announcement. We appreciate the confidence you have placed in us through your stock investment as well as your banking relationship. Sincerely, John Gardner President and CEO Larry D. Beaty Chairman of the Board
A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z      A Jim Adcock SVP Senior Lending Officer Phone: 1.866.933.6997 E-Mail   Mike Alde Maintenance Manager   Jim Anderson Teller E-Mail   Kathleen Anderson AVP, Consumer Banking Phone 1.877.868.5561 E-Mail     B Mary Baird Teller E-Mail   Ashley Basso Teller E-Mail   Theresa Beal Consumer Banker Phone: 1.866.933.7005 E-Mail   Patty Bond Corporate Assistant Phone: 1.866.670.3459 E-Mail   Kevin Borntreger Teller E-Mail   Kristi Bricker Consumer Banker 1.866.670.3448 E-Mail     C Barbara Casner Teller E-Mail   Brittany Cox Teller E-Mail   Whitney Crowe Teller E-Mail   Brenda Cutler Teller E-Mail     D Marilyn Dague Credit Administrator Phone 1.877.868.5569 E-Mail   Kathy Davis Teller E-Mail   Craig Deere VP Finance Phone: 1.866.670.3457 E-Mail     E Yvonne Endris Bookkeeper Phone: 1.866.670.3463 E-Mail   Nick Epley VP Business Banking Phone: 1.866.670.3451 E-Mail   Christina Evrley Teller E-Mail     F Robyn Foster Bookkeeper Phone: 1.866.720.8661 E-Mail   Mandi Fouts Teller E-Mail     G John Gardner President & Chief Executive Officer Phone: 1.866.670.3455 E-Mail   Connie Glick Teller E-Mail   Jo Anne Grimes Bookkeeper Phone: 1.866.720.7797 E-Mail     H Michelle Hancock Financial Advisor Phone: 1.866.670.3454   Andrea Hanger Teller E-Mail   Carissa Harlow Teller E-Mail   Ken Hart Community Bank President Phone: 1.866.933.6994 E-Mail   George Heintz Community Bank President Phone: 1.866.670.3449 E-Mail   Len Hempen Consumer Banker Phone:1.888.277.4640 E-Mail   Sarah Hendrix Consumer Banker Phone 1.877.868.5562 E-Mail   Lisa Henschen VP Credit Administration Manager Phone: 1.866.670.3439 E-Mail   Steve Hickerson VP Operations Phone: 1.866.670.3461 E-Mail   Sherri Hunter AVP Operations Officer Phone: 1.866.670.3437 E-Mail     K Martha Kerns AVP Consumer Banking Phone: 1.866.933.7009 E-Mail   Karen Kerr AVP Operations Phone: 1.866.670.3462 E-Mail   Pat Kime Teller E-Mail   Joani Kiser Teller E-Mail   Wanda Koons Bookkeeper Phone: 1.866.720.8653 E-Mail   Ronald Krukewitt VP, Business Banker Phone 1.877.868.5563 E-Mail     L Brandon Leeman Teller E-Mail   Amanda Lipe Teller E-Mail   Laurie Lowery Receptionist E-Mail   Nancy Lukehart Teller E-Mail     M Kelly Matthews Teller E-Mail   Linda Miller Consumer Banker Phone: 1.866.670.3440 E-Mail   Bonnie Miller Credit Administrator Phone: 1.866.720.8659 E-Mail     N Jennifer Nagle AVP Consumer Banking Officer Phone: 1.866.720.8677 E-Mail   Becky Norris Teller E-Mail     O Charity Overmyer Teller E-Mail     P Judy Prasun Consumer Banker Phone: 1.866.720.8678 E-Mail   Vicki Pridemore Teller E-Mail     R Nancy Richards VP Credit Officer 1.866.720.8658 E-Mail   Dennis Ross VP Business Banking Phone: 1.866.933.7012 E-Mail     S Terry Schafer Administrative Assistant - HR & Marketing Phone: 1.866.670.3460 E-Mail   Carol Schneider Credit Administrator Phone: 1.866.933.6998 E-Mail   Danielle Sheley Teller E-Mail   Cristy Simon Credit Administrator Phone: 1.866.720.8662 E-Mail   Jay Sison Financial Advisor Phone: 1.866.670.3452   Dan Sneed VP Business Banking Phone: 1.866.933.6993 E-Mail   David Stake Community Bank President Phone: 1.866.234.0952 E-Mail     T Megan Trelz Teller E-Mail     W Edrie Walton Credit Administrator Phone: 1.866.933.7003 E-Mail   Katie Weber Teller E-Mail   Joyce Webster Teller E-Mail   Joe Wills VP Business Banking Phone: 1.866.933.7006 E-Mail     Y Karen Yeaman VP Consumer Banking Phone: 1.866.720.8664 E-Mail   Jan Young Consumer Banker 866-670-3441 E-Mail     Z Maggie Zahradka AVP, Operations Officer Phone: 1.866.670.3458 E-Mail
return to top | home page