Agricultural Loans

Protecting your agricultural investment as things change year to year is important to you and to your Business Banker at Peoples Bank & Trust. We understand the time and value put into your work and we can assure you that the business banker you work with will share those same interests. Our agricultural banking products offer options to maximize your farm’s capabilities. Our bankers live and work in the areas you farm and have expertise and knowledge to lead you down the optimal path. Call us today to set up an appointment to meet your personal Business Banker.

Agricultural Loan Products

Maintaining an agricultural business is unlike any other business out there and that’s why Peoples Bank & Trust has developed loans specifically tailored to the industry. Peoples Bank & Trust has an Ag Lending team with over 270 years of experience and has one of the largest Ag lending portfolios in Central Illinois. Our Business Bankers have the experience to guide and assist as you make plans for your ongoing growth and maintenance. Our agricultural loans can be used in conjunction with FSA loan programs. Whether your needs are ongoing or seasonal, working with your Business Banker will ensure the best path for your investment. Call us today.

Agricultural Seasonal Operating Loans

  • Loans for crop production, livestock operating expenses, and feeder livestock purchases

Agricultural Capital Asset Loans

  • Loans for new and used machinery

Agricultural Real Estate Loans

  • Long term financing for the purchase or refinance of farm land as well as the construction of new facilities

FSA and IFA Loan Programs

  • FSA Loan Guarantee programs- provides financing for operating, equipment, and real estate loans along with Beginning Farmer Loan Programs
  • IFA- Illinois Finance Authority lending programs for refinance and purchases.

Peoples Bank & Trust has significant experience working with these lending programs.

We are a locally owned and managed community bank. Decisions, products and services are tailored to meet your business and personal needs. You are assured prompt and confidential service.