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| | | | | | Business Checking, Savings, & Money Market Accounts | Monthly service charge of... | If balance falls below... | and monthly activity charges of... | | | | | | | Business Free Checking | N/A | N/A | $.94 per item over 100 and interest on negative collected balance | | Premium Business Checking | $15.00 | $2,500 | $.54 per item over 250 | | Business NOW Account | $15.00 | $2,500 | $.54 per item over 250 | | Business Money Market Account | $10.00 | $2,500 | $2.73 per debit over 6 and $1 per item over 44 | | Business Elite Savings | $2.00 | $100 | $2.73 per debit over 6 and $1 per item over 44 | | Premium Plus Business Checking Service Charges | | | Fee | | Monthly Maintenance | | | $5.00 | | Plus: Debit item charge | | | $0.10 | | Plus: Deposit | | | $0.15 | | Plus: Credit item: On us chceck charge | | | $0.05 | | Plus: Credit item: Transit check charge | | | $0.06 | | Plus: Return Items | | | $5.00 | | Plus: | | | Negative Collected Balance Interest | | Less: | | | Positive Collected Balance Earnings Credit | | Commercial Cash Management and ACH Services(Requires Premium Plus Business Checking) | | | Fee | | Monthly Maintenance | | | $25.00 | | File Transmittal | | | $5.00 | | ACH Item | | | $0.15 | | Commercial Remote Deposit Service (Requires Premium Plus Business Checking) | | | Fee | | Monthly Maintenance for first account | | | $15.00 | | Monthly service charge for each additional account | | | $2.00 | | Standard monthly equipment lease per scanner | | | $35.00 | | Remote Deposit check item | | | $0.06 | | Remote Deposit NSF check item | | | $2.00 | | Accounts Receivable Collection (ARC) item | | | $0.06 | | Back Office Conversion (BOC) item | | | $0.06 | | Point of Purchase (POP) item | | | $0.06 | | Returned Check Collection (RTC) item | | | $4.00 | | ARC, BOC, POP, RCK, Return item | | | $0.10 | | Small Business Remote Deposit Service | | | | | Monthly maintenance for each account authorized | | | $4.89 |
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ACH Origination – payroll, collections, payments, etc. |
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Cash Management sweeps – Sweep funds automatically from one account to another for optimal earnings and profits. You determine the amount of funds you need to maintain your business checking account to cover normal operating activity. Any amount over that will be swept to an investment account or a loan. You can either maximize your interest income or minimize your interest expense. |
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·Combined Statements – All accounts combined into a single statement. You can keep all of your business transaction records together in a single document. |
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Mulitple user security available. |
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Peoples Bank & Trust Visa and Visa Business Travel Cards available |
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ATM and Visa Debit cards available |
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Merchant accounts |
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Safe Deposit Box Rental |
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Telephone Banking - Access your account 24 hours a day, 7 days a week at 1-888-562-9997. |
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Remote Deposit - Checks can be cleared and deposited electronically through the process of check imaging. These transactions are done at your business location. |
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| BUSINESS LOANS |
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Inventory loans |
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Real Estate |
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Equipment |
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Lines of Credit |
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SBA |
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USDA, RD |
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| AGRICULTURAL LOANS |
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Farm Operating Lines of Credit |
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Livestock |
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Equipment |
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Real Estate |
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USDA, FSA & IFA |
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| DECISIONS MADE LOCALLY |
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| We are a locally owned and managed community bank. Decisions, products and services are tailored to meet your business and personal needs. You are assured prompt and confidential service. |
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