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Business Checking, Savings, & Money Market Accounts Monthly service charge of... If balance falls below... and monthly activity charges of... 
    
Business Free Checking N/A N/A $.94 per item over 100 and interest on negative collected balance 
Premium Business Checking $15.00 $2,500 $.54 per item over 250 
Business NOW Account $15.00 $2,500 $.54 per item over 250 
Business Money Market Account $10.00 $2,500 $2.73 per debit over 6 and $1 per credit item over 44 
Business Elite Savings $2.00 $100 $2.73 per debit over 6 and $1 per credit item over 44 
Premium Plus Business Checking Service Charges   Fee 
Monthly Maintenance   $5.00 
Plus: Debit item charge   $0.10 
Plus: Deposit   $0.15 
Plus: Credit item: On us chceck charge   $0.05 
Plus: Credit item: Transit check charge   $0.06 
Plus: Return Items   $5.00 
Plus:   Negative Collected Balance Interest 
Less:   Positive Collected Balance Earnings Credit 
Commercial Cash Management and ACH Services(Requires Premium Plus Business Checking)   Fee 
Monthly Maintenance   $25.00 
File Transmittal   $5.00 
ACH Item   $0.15 
Commercial Remote Deposit Service (Requires Premium Plus Business Checking)   Fee 
Monthly Maintenance for first account   $15.00 
Monthly service charge for each additional account   $2.00 
Standard monthly equipment lease per scanner   $35.00 
Remote Deposit check item   $0.06 
Remote Deposit NSF check item   $2.00 
Accounts Receivable Collection (ARC) item   $0.06 
Back Office Conversion (BOC) item   $0.06 
Point of Purchase (POP) item   $0.06 
Returned Check Collection (RTC) item   $4.00 
ARC, BOC, POP, RCK, Return item   $0.10 
Small Business Remote Deposit Service    
Monthly maintenance for each account authorized   $4.89 
calculators > Mortgage calculators
How Much House Can I Afford?
Loan
Compound Interest
How Much Will I Need to Retire?
Simple Savings

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Use the 'watch list' feature of bank pbt online to alert you when your account balance is above or below a set limit, when a check clears, when a loan matures and more!
  Cash management Services
ACH Origination – payroll, collections, payments, etc.
Cash Management sweeps – Sweep funds automatically from one account to another for optimal earnings and profits. You determine the amount of funds you need to maintain your business checking account to cover normal operating activity. Any amount over that will be swept to an investment account or a loan. You can either maximize your interest income or minimize your interest expense.
·Combined Statements – All accounts combined into a single statement. You can keep all of your business transaction records together in a single document.
Mulitple user security available.
   
     
Business Card Services
Peoples Bank & Trust Visa and Visa Business Travel Cards available
ATM and Visa Debit cards available
Merchant accounts
  Additional Services
Safe Deposit Box Rental
Telephone Banking - Access your account 24 hours a day, 7 days a week at 1-888-562-9997.
Remote Deposit - Checks can be cleared and deposited electronically through the process of check imaging. These transactions are done at your business location.
     
     
Business Loans
BUSINESS LOANS
Inventory loans
Real Estate
Equipment
Lines of Credit
SBA
USDA, RD
   
AGRICULTURAL LOANS
Farm Operating Lines of Credit
Livestock
Equipment
Real Estate
USDA, FSA & IFA
   
DECISIONS MADE LOCALLY
 
At Peoples Bank & Trust we've designed products to help make your life a little easier. To find out how our products can work for you, contact us at 888.728.1954

We are a locally owned and managed community bank. Decisions, products and services are tailored to meet your business and personal needs. You are assured prompt and confidential service.
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