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| | | | | | Commercial Accounts**+ | Monthly service charge of... | If balance falls below... | and monthly activity charges of... | | | | | | | Business Free Account | N/A | N/A | $.09 per item over 75 | | Super NOW Public | $10.00 | $2,500 | $.09 per item over 250 | | Regular Business Checking^ | $15.00 | $1,850 | $.39 per item over 250 | | Premium Business Checking^ | $15.00 | $2,500 | $.39 per item over 250 | | Business NOW | $15.00 | $2,750 | $.39 per item over 250 | | Business Money Market | $10.00 | $2,500 | $2.61 per debit over 6 + $1 per credit item over 44 | | Business Savings | $2.00 | $100 | $2.61 per debit over 6 + $1 per credit item over 44 |
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^ Service charge waived with loan relationship over $500,000
**+ Negative Balance Debit is calculated on negative balance during the statement cycle period.
Peoples Bank & Trust has chosen not to
participate in the FDIC’s Transaction
Account Guarantee Program. Customers of
Peoples Bank & Trust with noninterest-bearing
transaction accounts will continue to be
insured through December 31, 2013 for up to
$250,000 under the FDIC’s general deposit
insurance rules. |
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ACH Origination – payroll, collections, payments, etc. |
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Cash Management sweeps – Sweep funds automatically from one account to another for optimal earnings and profits. You determine the amount of funds you need to maintain your business checking account to cover normal operating activity. Any amount over that will be swept to an investment account or a loan. You can either maximize your interest income or minimize your interest expense. |
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·Combined Statements – All accounts combined into a single statement. You can keep all of your business transaction records together in a single document. |
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Mulitple user security available. |
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Peoples Bank & Trust Visa and Visa Business Travel Cards available |
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ATM and Visa Debit cards available |
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Merchant accounts |
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Safe Deposit Box Rental |
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Telephone Banking - Access your account 24 hours a day, 7 days a week at 1-888-562-9997. |
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Remote Deposit - Checks can be cleared and deposited electronically through the process of check imaging. These transactions are done at your business location. |
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| BUSINESS LOANS |
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Inventory loans |
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Real Estate |
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Equipment |
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Lines of Credit |
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SBA |
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USDA, RD |
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| AGRICULTURAL LOANS |
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Farm Operating Lines of Credit |
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Livestock |
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Equipment |
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Real Estate |
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USDA, FSA & IFA |
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| DECISIONS MADE LOCALLY |
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| We are a locally owned and managed community bank. Decisions, products and services are tailored to meet your business and personal needs. You are assured prompt and confidential service. |
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