Peoples Bank & Trust
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Electronic Statements FREE
Online banking FREE
Online bill pay FREE
Tele-banker funds transfer FREE
BankPBT online funds transfer FREE
Automatic funds transfer (AFT) FREE
Telephone funds transfer $4.08
Savings transfer for NSF $1.88
Stop Payment $26.58
Hold on account requested by customer $40.00
ATM transactions in Alpha Link ATM Network FREE
ATM withdrawal outside Alpha Link ATM Network $1.75
ATM Transfer outside Alpha Link ATM Network $1.00
ATM inquiry outside Alpha Link ATM Network $1.00
Signature Guarantee (PBT account holder only) $10.00
Photocopies (per page) $0.25
Faxing (per page) $0.98
Coin counting (PBT account holder) FREE
Coin counting (Non PBT account holder) 10% of coin
Notary service (PBT account holder) FREE
Notary service (Non PBT account holder) $1.00
Money Order (PBT account holder) $5.27
Money Order (Non PBT account holder) $10.77
Surcharge at our ATM (Not PBT/AlphaLink Member) FREE
Surcharge at our ATM (Non PBT account holder) $3.50
Cashier's Check (PBT account holder) $5.27
Cashier's Check (Non PBT account holder) $10.77
Outgoing wire transfer (PBT account holder) $20.27
Incoming wire transfer (PBT account holder) $10.00
International wire transfer $65.00
Night deposit Bag $20.00
Night depoit key $5.00
Foreign Currency Order $25.68
Check cashing fees (PBT account holder) FREE
Check cashing fees (Non PBT account holder) 3 % of check, $5 minimum
Incoming collection fees $23.88
Outgoing collection fees $5.97
Special statement $6.39
Account research or reconciliation charge (per hour) $31.76
Check copies $1.84
Dormant Fee (12 months without transactions and balance under $1000) $5.13
Return items (unless included in analysis routine) $1.74
Replace lost ATM/Debit card $11.88
Replace lost coupon book $11.88
Rush Order New or Replace ATm/Debit Card $61.88
Indemnity Bond for Lost Document (including CD) $25.00
Garnishment or levy $50.00
Account closing (within 90 days after opening) $50.00
IL Drivers License Sticker (White Hall or Waverly) $7.50
Ameren Bill Patment (White Hall) $1.00
Bounce Protection Fee (per debit) $29.97
Overdraft (per debit) $29.97
NSF item (per debit) $29.97
Additional NSF Item from Online Bill Pay $29.97
Daily overdraft fee $4.97
2" x 5" Safe Deposit Box Annual Rental Fee $10.00
3" x 5" Safe Deposit Box Annual Rental Fee $20.00
3" x 10" Safe Deposit Box Annual Rental Fee $30.00
4" x 10" Safe Deposit Box Annual Rental Fee $40.00
5" x 5" Safe Deposit Box Annual Rental Fee $50.00
5" x 10" Safe Deposit Box Annual Rental Fee $60.00
6" x 10" Safe Deposit Box Annual Rental Fee $70.00
9" x 10" Safe Deposit Box Annual Rental Fee $80.00
10" x 10" Safe Deposit Box Annual Rental Fee $90.00
3" x 5" Safe Deposit Box Annual Rental Fee - Waverly, Palmyra, Morrisonville $10.00
4" x 5" Safe Deposit Box Annual Rental Fee - Waverly, Palmyra, Morrisonville $15.00
3" x 10" Safe Deposit Box Annual Rental Fee - Waverly, Palmyra, Morrisonville $20.00
5" x 10" Safe Deposit Box Annual Rental Fee - Waverly, Palmyra, Morrisonville $25.00
10" x 10" Safe Deposit Box Annual Rental Fee - Waverly, Palmyra, Morrisonville $40.00
3" x 5" Safe Deposit Box Annual Rental Fee - White Hall $12.50
5" x 5" Safe Deposit Box Annual Rental Fee - White Hall $15.00
4.5" x 10.5" Safe Deposit Box Annual Rental Fee - White Hall $20.00
Late Safe Deposit Box Rental Annual Fee $15.00
Safe deposit drilling (fee addition to locksmith charges) $50.00
Lost safe deposit key $30.00
Discount on Safe Deposit Box Annual Rental Fee for Peoples Club Accountholders $5.00
Discount on Safe Deposit Box Annual Rental Fee for Automatic debit of any PB&T checking account $5.00

Peoples Bank & Trust Service Charges effective March 25, 2013.

We may require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time deposit account prior to maturity or prior to any notice period may be subject to penalty. See your notice of penalty for early withdrawal.



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