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| Monthly service charge of... | if balance falls below... | and monthly activity charges of... | |
| Budget Checking | $2.56 | $100 | $.09 per item over 75 |
| FREE Checking | N/A | N/A | N/A |
| Regular Checking**** | $5 | $500 | $.09 per item over 75 |
| Peoples Club Account | $7.50 | N/A | N/A |
| Elite Checking | $7.50 | $5,000 | $.09 per item over 75 |
| NOW Account | $7.50 | $1,000 | $.09 per item over 75 |
| Super NOW | $10 | $2,500 | $.09 per item over 75 |
| HSA NOW***** | $2 | N/A | N/A |
| Elite Money Markert | $10 | $2,500 | $2.61 per debit over 6 + $1.00 per credit item over 44 |
| Investor Money Market | $25 | $10,000 | $2.61 per debit over 6 + $1.00 per credit item over 44 |
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**** Monthly fee waived with a monthly direct deposit to the account. ***** Monthly fee waived with addittional Peoples Bank & Trust deposit account relationship. Peoples Bank & Trust has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of Peoples Bank & Trust with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules. |
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| Monthly service charge of... | if balance falls below... | and monthly activity charges of... | |
| Regular Savings | $2 | $100 | $2.61 per debit over 6 + $1.00 per credit item over 44 |
| Elite Savings | $2 | $100 | $2.61 per debit over 6 + $1.00 per credit item over 44 |
| Christmas Club | N/A | N/A | N/A |
| Vacation Club | N/A | N/A | N/A |
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Mortgage |  |
| How Much House Can I Afford? | ||
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| How Much Will I Need to Retire? | ||
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