Peoples Bank & Trust
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Certificates of Deposit  
CDs Trusts
IRAs Focused Investments
   
A variety of CD products at competitive rates
Can meet special term needs from 7 days to 5 years
$1,000.00 minimum opening balance
Tiered rate structure - rates increase as the balance of the CD increases, available on all CD terms
> Tier 1 rate on balances under $100,000.00
> Tier 2 rate on balances over $100,000.00
Penalty for early withdrawal of funds - penalty assessed on the amount of the withdrawal only, interest penalty varies by CD term
 
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Individual Retirement Accounts   Trusts
A variety of IRA products at competitive rates - traditional, Roth, education and SEP IRAs available
IRA terms from 12 months to 5 years
Minimum balance to open:
> Easy Builder IRA - $100.00
> Other IRA CD products - $1,000.00
Tiered rate structure - rates increase as the balance of the IRA CD increases, available on all IRA CD terms
> Tier 1 rate on balances under $100,000.00
> Tier 2 rate on balances over $100,000.00
Easy Builder IRA
 
We offer a full service Trust Department
> NOT FDIC INSURED - May lose value - No bank guarantee
> Land Trusts
> Trusts Under Agreement
> Memorial / Scholarship Trusts
> Estates
> Guardianship Trusts
> Farm Management

 
calculators > Mortgage calculators
How Much House Can I Afford?
Loan
Compound Interest
How Much Will I Need to Retire?
Simple Savings
     
Individual Retirement Accounts    
The Health SAvings Account is designed to offset your insurance plan deductible and/or pay for routine medical expenses not covered by your insurance plan and/or provide savings for the future. The account contains a variable rate.
   
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