We trust peoples
All the employees are more like friends, very helpful and nice.
James P., Owaneco
I have always felt welcome. All the staff are great to work with.
Donald B., Taylorville
Everything is outstanding. Keep up the good work.
Shirley M., Charleston
We have banked here for many years. Look forward to many more.
Robert R., Pana
The staff is personable, friendly and offers great service.
Betty O., Springfield
The PBT team are the best employees to do business with. We are so thankful for all the outstanding professional service the provide.
Russell R., Herrick
Your service is quite remarkable. It's the main reason I stay with and will remain with you.
Lenora P., Monticello
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Additional Products & Services
Peoples Bank & Trust wants the banking for your business to be as streamlined and convenient as possible. That’s why we’ve created multiple products and services, aside from your checking, savings, cash management and more, to meet the needs of running a business. These products may be related to the ease of transferring funds in and out or dealing directly with your customers. The Business Banker you’re working with can help decipher which products or services you will benefit from most.
Call your Business Banker today to maximize how easy it is to bank with Peoples Bank & Trust.
Peoples Bank & Trust is proud to offer online services to our business customers. We know that your needs are different than those of the individual. We also understand that your needs are different than those of the business next door. We can now offer you a cash management system that will allow you to do your banking from your office. Save time and money by streamlining your banking process and other critical management task, on a system customized to meet your special needs.
Here is a list of some of the business services we offer:
- Allow multiple users on the system with different levels of authority
- View account balances
- Access account history and statements
- View account transfers
- Online stop payment requests
- Pay bills
- Positive Pay
- Electronic payroll transmits
- Electronic payments
Please contact us to discuss what options may be right for you and the fees associated with your plan. Be sure to ask us how your account balances may be used to offset or reduce your Bank PBT Online Cash Management fees.
If you have any questions concerning Bank PBT Online, or any of our other banking products, please call 888.728.1954 for more information.
Protect your investments, valuables and documents in our fire-proof vault. A safe deposit box ensures safe keeping and you choose the size box that meets your needs. Contact your Business Banker to get your box today.
We Make Payments Easy Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon-an industry leader for 25 years in payment acceptance.
No matter what type of business you own we have a solution to fit your needs.
- In-person, online and mobile payment solutions
- Smart terminals, Chip Card/EMV terminals and tablet Point of Sale systems
- Solutions for ecommerce and online shopping carts
- Loyalty and gift card programs to market, grow and retain your customers’ business
- Accept mobile wallet payments including Apple Pay™ and Android Pay™
- Next Day Business Funding
To find a solution for your business Contact your Banker
Data Security Solutions
Stay Safe with our multi-layered security solutions to help you protect your customer payment data.
Safe-T Security Solutions means:
- Protection against Hackers
- Protection against Counterfeit Card Transactions
- Protection against risks of Card Data Breach
- Simplified PCI-DSS Compliance
Customer Service and Customer Care
>We are here when you need us 24/7/365.
>Dedicated Account Manager for each business customer
Convenient, Easily Accessible Reporting
Gain insights into sales trends and more as you monitor your account from any web browser through our online reporting tool.
Industry Specific Solutions
Because the payments landscape is changing faster than ever before, our solutions work in any customer environment. We offer market solutions for a variety of industry types including:
- Professional Services
Contact your Business Banker to see if this product makes sense for you.
This is a cash management service that we offer which allows your business to generate ACH transactions online through your deposit account in our bank. The service can include direct deposit payroll, collection of accounts receivable, payment of state and federal taxes, payment of trade creditors, cash concentration and disbursement and other customer initiated entries. Effectively, you can originate transactions between accounts owned by you or others in any receiving depository financial institution.
Remote Deposit is a one-stop solution that includes electronic payment processing, online reporting and risk management services. This process captures money orders, consumer checks, cashiers checks and corporate checks electronically which means that you do not have to go to the bank to make your deposits. This saves time, improves efficiency and profitability. Checks will clear faster which means that you will find out about returned items quicker. You can purchase or lease the necessary equipment. We have two programs designed for low volume and high volume business.
Using our internal automatic product enables you to save money by reducing the number of checks needed as well as postage to mail the checks. You also save time by allowing us to take care of the tedious monthly task covered by using our Auto-Transfer products.
Cards are issued by Elan Financial Services with the Peoples Bank & Trust name prominently displayed on the card. Make your business even more rewarding with a Visa Signature Card, Visa Business Credit Card with your choice of Rewards or Travel. 0% introductory rate - Choice of Rewards or Travel-Merchandise & Gift Cards. We also have a Visa Community Card for non-profits and municipalities. Ask your Business Banker for details. Subject to credit approval.
The Visa Debit Card is perfect for customers who want the convenience of not carrying cash or a checkbook. The Visa Check card works like an ATM card at ATM machines and also like a check at participating merchants. Take control of our debit card by setting up purchase alerts through Visa.
E-Statements are a safe, secure and convenient alternative to paper statements and signing up for the service is FREE. These advantages are a few of the reasons customers choose e-statements.
- Receive your statement through a secure, password protected email
- Eliminates the need to find space to store paper statements
- Provides easy access by computer
- Helps to fight identity theft - no documents to shred
- Faster Deliver Time - email versus standard mail delivery
- Statements can be made available to multiple addresses in seconds……accountants, business partners, etc.
With Peoples Bank & Trust night drop bags you can drop off deposits 24 hours a day. This service is especially nice if you need to make deposits or loan payments before or after regular business hours.