Protect Your Wealth and Start Paying Yourself
The freedom to live the retirement lifestyle of your choice with more time to spend with your friends and family can make your retirement years truly enjoyable. However, Peoples Bank & Trust stresses this is not the time to become complacent about your financial initiatives. Stay open to new ideas and opportunities to leverage your money, even if you are satisfied with your products and their performance.
Here are some ways Peoples Bank & Trust can help you fortify your financial position during your retirement years:
You’ll reduce the time it takes to pay your bills and save on the expense of printed paper checks and postage while helping the environment as well.
- Peoples Club Checking - This is our benefits plus checking. Perfect for just about everyone. As a club member, you will get free club checks, discounts on safe deposit box rental, $10,000 accidental death and dismemberment insurance policy and much more.
- Smart Checking - This account is perfect for those who have an daily account balance of $2,500 or above. Your money is available when you need it yet still growing for the future.
- Peoples Elite Money Market Checking – This account is for those who plan on maintaining a balance of $2,500 or above, write very few checks and want to earn high-interest rates.
Tips for Effective Financial Management
- Take advantage of senior discounts wherever you can, and don’t be shy in asking for them.
- Do not invest with someone you don't know. Scams targeted at retirees abound. Your investment opportunities should be carefully researched and verified by reputable professionals.
- Be informed. From your investments to your insurance you’ll want to audit your current portfolio and policies and make the necessary changes to reflect your needs and preferences as a retiree.
- Create a complete and detailed listing of your financial, investment, insurance and trust products and put a copy in your safe deposit box.