Municipal Banking

With Peoples Bank & Trust being a locally owned and operated company serving the needs of our communities, our Business Bankers live and work with the citizens you serve. They are knowledgeable on terms set forth by government institutions and work towards tailoring our banking products to your organization's needs. Some of our product features include negotiated interest rates for checking, savings and money market accounts, financing leases for capital purchases, payroll, billing and more.  We encourage you to sit down with one of our municipal/business bankers to discuss how our products will be shaped to meet your needs. Call us today and allow the people you serve to provide your financial options.


Features of our municipal banking:
  • Negotiated interest rates for checking, savings, and money market accounts
  • Insured or secured deposits
  • Short and long term security repurchase agreement investments
  • ACH origination-payroll and municipal billing collections (water bills, etc.)
  • Remote deposit
  • Tax Anticipation Warrants-short term financing needs
  • Municipal Leasing to finance capital purchases


We are a locally owned and managed community bank. Decisions, products and services are tailored to meet your business and personal needs. You are assured prompt and confidential service.